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A written analysis of the estimated value of a property prepared by a qualified valuer.
Valuer
A person qualified by education, training, and experience to estimate the value of real property and personal property. You can tell someone is accredited in NZ with the ANZIV and/or SPINZ after their name.
Variable
The interest rate will change as market rates rise and fall as influenced by the reserved bank of New Zealand.
Vendor
The person or entity legally authorised to sell a property.
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