Building a Home

Building a new home is as exciting as it can be daunting. The decisions to build often surround lifestyle and cost. In building a home you can ensure that your home is suitable for your unique lifestyle.  You may also choose to build because the cost may be less than purchasing and modifying an existing home.

Financing a building project is one of the major stresses involved as lending criteria is far more conservative and complex than financing the purchase of an existing property.

O’Hagan Home Loans and Insurance Ltd recognise the unique challenges in financing new builds. With our knowledge and expertise they can identify all your lending options.  We can manage your loan from the initial phase of pre-approved finance through to progressive payments right up until the building is complete, code of compliance issued and the final draw down is advanced.

In owning a home the ultimate goal is to become financially independent and pay off your home loan in the shortest time frame possible. The team at O’Hagan Home Loans and Insurance Ltd will formulate a plan to help you stay on track throughout the entire duration of your home loan.

Our commitment to you:

We can arrange pre-approved finance before you find your section/land so that you know your maximum borrowing capacity when building your new home

• We will accurately identify your current financial situation
• We will identify your short and long term financial goals
• Based on our knowledge and experience of home loan products for building we will design a tailor-made proposal that will allow you to achieve these goals
• We will guide you through the process of building your new home
• We will liaise with associated professionals, such as, builders, lawyers, registered valuers, building inspectors, lenders, real estate agents etc to ensure the process is as smooth and stress free as possible
• We will make sure that the funds are available for your progress payments throughout the duration of the building process

 "We were told that mortgages for building projects are meant to be the most stressful and the most complicated. O’Hagan Home Loans and Insurance have made the whole process flow so smoothly, nothing is too much trouble! O’Hagan Home Loans and Insurance go the extra mile and all staff have been friendly, supportive and know their stuff!

As first time home owners O'Hagan Home Loans and Insurance have been awesome. We would definitely recommend them to anyone thinking of building! Thanks Team!"

Bex Farrell and Shay Harrop, Whakatane